NV Accident and Health: InsNV_Health02 Exam

"NV Accident and Health", also known as InsNV_Health02 exam, is a Insurance Licensing Certification. With the complete collection of questions and answers, iPassleader has assembled to take you through 132 Q&As to your InsNV_Health02 Exam preparation. In the InsNV_Health02 exam resources, you will cover every field and category in Nevada Insurance Certification helping to ready you for your successful Insurance Licensing Certification.

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  • Updated on: Aug 18, 2026
  • No. of Questions: 132 Questions & Answers

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  • Updated on: Aug 18, 2026
  • No. of Questions: 132 Questions & Answers

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health — General Knowledge~68%- Policy Provisions, Clauses & Riders
  • 1. Other Provisions and Clauses
  • 2. Common Riders
  • 3. Optional Provisions
  • 4. Mandatory Uniform Provisions
- Types of Health Insurance Policies
  • 1. Medicare Supplement Policies
  • 2. Disability Income Insurance
  • 3. Accidental Death & Dismemberment
  • 4. Limited Benefit Plans
  • 5. Medical Expense / Major Medical Insurance
  • 6. Long-Term Care (LTC) Insurance
  • 7. Group Health Insurance
- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Application and Underwriting
  • 3. Insurance Basics and Risk
- Social Insurance / Government Plans
  • 1. Medicare (Parts A, B, C, D)
  • 2. Social Security Disability Benefits
  • 3. Medicaid
Topic 2: Nevada Statutes, Rules and Regulations~32%- Nevada Health-Specific Regulations
  • 1. Group and Credit Health Rules
  • 2. Replacement and Free-Look Provisions
  • 3. Advertising and Disclosure Rules
- General State Insurance Regulations
  • 1. Insurance Guaranty Associations
  • 2. Marketing Practices and Unfair Trade
  • 3. Agent Licensing Requirements
  • 4. Definitions and General Provisions
  • 5. Insurance Commissioner Authority

Insurance Licensing NV Accident and Health Sample Questions:

1. Which of the following statements is CORRECT about Business Overhead Expense insurance?

A) It covers eligible expenses for staff, rent, and utilities.
B) It covers eligible expenses for staff only.
C) It reimburses the policyowner for loss of income.
D) It can be obtained only by corporations.


2. According to Nevada law, an authorized insurer is BEST defined as:

A) an insurer authorized under a certificate of authority issued by the Governor of Nevada
B) an insurer with a certificate of authority issued by the Insurance Commissioner of Nevada
C) any insurer with minimum assets as required by this state
D) an insurer with a certificate of authority issued by the National Association of Insurance Commissioners (NAIC)


3. Group coverage for a handicapped dependent child may be continued if the primary insured submits the required proof to the insurance company within what MAXIMUM period of time after the child reaches the limiting age?

A) 30 days
B) 45 days
C) 31 days
D) 15 days


4. For which of the following losses would an insurance company MOST likely pay benefits under an Accidental Death and Dismemberment policy?

A) Loss of the spleen due to an accidental injury
B) Loss of life due to a heart attack
C) Loss of eyesight due to an accidental injury
D) Partial paralysis due to a stroke


5. In a variable annuity, who bears the investment risk associated with the separate-account investment performance?

A) The contract owner
B) The beneficiary
C) The producer
D) The insurer


Solutions:

Question # 1
Answer: A
Question # 2
Answer: B
Question # 3
Answer: C
Question # 4
Answer: C
Question # 5
Answer: A

1 Customer ReviewsCustomers Feedback (* Some similar or old comments have been hidden.)

Good InsNV_Health02 prep dump if you are planning to take the InsNV_Health02 exam. I passed the InsNV_Health02 exam with a high score 2 days ago. Recomend it to all of you!

Alberta

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