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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. Which of the following is permitted by a licensee?

A) Buying the client a nominal gift at Christmas
B) Altering the client ' s application information to lower the premium rate
C) Returning the commission to the client to ensure policy renewal
D) Lowering the premium by rebating the commission

2. A corporation purchases life insurance on a highly valuable executive and is named as owner, premium payer, and beneficiary. What is the primary purpose of this arrangement?

A) Viatical settlement insurance
B) Key person insurance
C) Credit life insurance
D) Family maintenance insurance

3. A Long-Term Care policy provides coverage for:

A) Medicare Supplement coverage
B) custodial care in a nursing home
C) medical expenses
D) hospital expenses

4. What is the minimum age requirement for a natural person applying for a resident Nevada producer license?

A) 25 years old
B) 18 years old
C) 21 years old
D) 16 years old

5. Which person is generally eligible to establish and contribute to a health savings account (HSA)?

A) A person enrolled in Medicare Part A
B) A person covered by a qualified high-deductible health plan and meeting other eligibility requirements
C) A person enrolled in any health plan with no deductible
D) A person claimed as another taxpayer's dependent

Solutions: