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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a violation of the grace period provision.
B) a fraudulent insurance act.
C) a contractual liability.
D) an unfair insurance practice.

2. A state tax lien filed in the county where the taxpayer owns property is

A) only a lien against the property described in the lien.
B) a lien that remains in force for a 3-year period.
C) a lien against any property owned by the taxpayer in the county.
D) only a lien upon the sale of the property.

3. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) submit to the department a completed renewal form.
B) complete the continuing education requirements, if applicable.
C) hold active insurer appointment(s).
D) pay the required renewal fee.

4. What requirements define which closing costs are allowable as charges to the borrower?

A) State
B) RESPA
C) ALTA
D) FHA

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Remove clouds on title.
C) Warranty of title.
D) Stops grantor from asserting rights.

Solutions: