New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55: NY-Life-Accident-and-Health Exam
"New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55", also known as NY-Life-Accident-and-Health exam, is a Insurance Licensing Certification. With the complete collection of questions and answers, iPassleader has assembled to take you through 122 Q&As to your NY-Life-Accident-and-Health Exam preparation. In the NY-Life-Accident-and-Health exam resources, you will cover every field and category in Life, Accident, and Health Certification helping to ready you for your successful Insurance Licensing Certification.
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- Updated on: Oct 05, 2026
- No. of Questions: 122 Questions & Answers
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- Updated on: Oct 05, 2026
- No. of Questions: 122 Questions & Answers
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: State Regulations (New York) | - Ethics and compliance
|
| Topic 2: Accident and Health Insurance | - Policy features and provisions
|
| Topic 3: Insurance Fundamentals | - Insurance contract law basics
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
The statement, " Any person who knowingly and with intent to defraud any insurer or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty... " MUST appear in all New York
- A. insurance communications with consumers.
- B. insurance documents distributed to the general public.
- C. applications for insurance and on all claim forms.
- D. applications for credit.
Correct Answer: C 🗳️
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Under the grace period, an insured submits a $300 claim for medical expenses. The insurer notes that the insured has a past due premium of $100, and as a result, the insurer only pays $200. Which of the following provisions covers this situation?
- A. Payment actions.
- B. Unpaid premium.
- C. Payment of claims.
- D. Misstatement of age.
Correct Answer: B 🗳️
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The following statement refers to which type of clause? "We have issued the policy in consideration of the representations in your application and payment of the first-term premium."
- A. A consideration clause.
- B. A whole contract clause.
- C. A contestability clause.
- D. A concealment clause.
Correct Answer: A 🗳️
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Which of the following is described when a selected group of practitioners, in a certain area, agrees to provide services at a pre-arranged cost on a fee-for-service basis?
- A. coalition group
- B. preferred provider organization
- C. indemnity organization
- D. risk purchasing group
Correct Answer: B 🗳️
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Under the Affordable Care Act, an insurer may place dollar limits on coverage for
- A. mental health services.
- B. routine adult dental services.
- C. maternity and newborn care.
- D. laboratory services.
Correct Answer: B 🗳️
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