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Real Estate Maryland-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. Which document is provided to borrowers at least three days prior to closing and provides disclosures about the costs of the transaction?

A) Escrow closing notice
B) Loan Estimate
C) The Mortgage Servicing Transfer Disclosure
D) Closing Disclosure

2. Which of the following best describes the concept of appreciation?

A) When the value of a property increases over time.
B) When the value of a property decreases over time.
C) When losses are deducted from a property's value for tax purposes.
D) When a property's value increases as a result of capital improvements.

3. When a lower-quality property is adjacent to a higher-quality property, it can diminish the value of the higher- quality property. What economic principle of value is this?

A) Progression
B) Contribution
C) Regression
D) Anticipation

4. What does a lender charge a borrower for using the lender's money?

A) Usury
B) Principal
C) Interest
D) Discount point

5. Which of these situations would result in the earnest money being disbursed to the seller?

A) The escrow agent converts the earnest money.
B) The seller gets cold feet and cancels the transaction.
C) The buyer includes hard money in the purchase offer, then terminates the sale when the appraisal comes in low.
D) The buyer backs out when the appraisal comes in too low to satisfy the contingency.

Solutions: