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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) discuss any credit history inconsistencies with the applicant.
B) inform the applicant about the scope of an investigation.
C) inform the applicant that an investigation is being conducted.
D) notify the applicant if an application is denied.

2. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) general warranty deed
B) quitclaim deed
C) deed in trust
D) trustee's deed

3. A deed was properly completed and executed. Title to the property passed when the deed was

A) acknowledged.
B) accepted by the grantee.
C) signed.
D) recorded.

4. A manufactured home can be insured if

A) it is on the insured property and has a permanent foundation.
B) a mortgage has been filed describing the manufactured home.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) it has a motor vehicle title and is located on the insured property.

5. Which of the following parties can file a claim under the provisions of a title policy?

A) The taxing authority with jurisdiction over the insured property.
B) The insured named under the policy.
C) The holder of a judgment against the insured.
D) The holder of an undisclosed interest in the insured property.

Solutions: