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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

A) a supplement.
B) an add-on.
C) a rider.
D) an attachment.

2. Health benefit plans providing maternity coverage shall provide postpartum home care if childbirth occurs at home within?

A) 96 hours by vaginal delivery.
B) 48 hours by vaginal delivery.
C) 24 hours by vaginal delivery.
D) 72 hours by vaginal delivery.

3. According to the IRS, which premiums may be tax deductible as a medical expense if the taxpayer's medical expenses exceed 10% of their adjusted gross income?

A) Personal Disability Income Insurance premiums
B) Accidental Death and Dismemberment Insurance premiums
C) Group Disability Insurance premiums
D) Long-Term Care Insurance premiums

4. In regards to advertising, insurers are responsible for which of the following?

A) maintaining control over the cost of delivery.
B) maintaining control over content and form.
C) maintaining control over the cost of production.
D) maintaining control of communications between agents.

5. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?

A) 20
B) 30
C) 15
D) 10

Solutions: