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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Accident and Health Insurance | 35% | - Government Health Programs
|
| Topic 2: Life Insurance Products and Provisions | 30% | - Types of Life Insurance Policies
|
| Topic 3: Insurance Regulation and General Principles | 20% | - New York Insurance Code and Laws
|
| Topic 4: Underwriting, Marketing and Sales Practices | 15% | - Application and Underwriting Procedures
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
Question 1
A Section 457 Deferred Compensation plan is provided specifically for employees of
A. non-profit organizations.
B. sole proprietorships.
C. religious organizations.
D. states, counties, or municipalities.
Question 2
Which of the following products is designed to pay benefits that can provide a stream of retirement income to the purchaser?
A. annuity contract
B. variable life insurance
C. modified endowment contract
D. tax-deferred growth
Question 3
The policy provision describing the responsibilities of the master policyowner is in
A. individual health policies.
B. group health policies.
C. individual medical policies.
D. certificate of coverage.
Question 4
Who is the beneficiary of a key person insurance policy?
A. Employee.
B. Employer.
C. Insured ' s spouse.
D. Business partner.
Question 5
Which of the following is a basic benefit of Medicare Supplemental insurance?
A. First 3 pints of blood each year.
B. Basic drugs limit of $1,250.
C. At-home recovery.
D. Preventive care.
Solutions:
| Question 1 Answer: D | Question 2 Answer: A | Question 3 Answer: B | Question 4 Answer: B | Question 5 Answer: A |
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