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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. The free-look period provided in a life insurance policy is usually:

A) 45 days
B) 10 days
C) 31 days
D) 60 days

2. An individual life insurance policy may include coverage for all of the following EXCEPT:

A) Burial
B) Workers ' compensation
C) Long-term care
D) Disability

3. Which one of the following life insurance policies is written to insure two or more individuals with the face amount payable upon the death of the first insured?

A) Joint life
B) Convertible term
C) Joint and survivorship
D) Modified life

4. Reasonable and customary charges for health care are based primarily on:

A) Average charges within a geographic area
B) Insurance industry studies
C) Actuarial tables
D) National physician surveys

5. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

A) Tropical disease
B) Auto accidents
C) Cancer
D) Intentionally self-inflicted injuries

Solutions: